Everything you need to know.

Purchases are always processed as debit. You fund the card first and can spend only the balance already available.^[1]

Not necessarily. You can use crypto as collateral to obtain credit in USDC. You may also convert crypto directly into USDC or fund the card with USDC you already own.^[1]

No. Your crypto, available credit in USDC, and card balance are separate values. You choose how much USDC to send to the card funding flow.^[1]

Not directly. The card spends only the balance funded in advance. A debit purchase does not automatically move or convert your crypto.^[1]

No. Available credit remains in the Web3 layer until you authorize USDC to be sent to the card provider’s funding flow.^[1]

The card is issued and operated by a specialist partner. Allintra provides the brand and organizes the experience, but it is not the card issuer.

Allintra Card is currently in development. Follow the launch for availability information in your region.

If you have not used any credit, a drop in crypto value does not create debt or a collateral coverage requirement. If credit is outstanding, the decline may reduce your position’s coverage. Protocol rules may then require you to add collateral or reduce the debt; insufficient coverage may lead to liquidation.^[1]

No. Adding crypto increases collateral and may improve the position’s coverage, but it does not reduce the debt. To reduce or repay the credit, you can pay directly in USDC or authorize another cryptoasset to be converted into USDC and used for repayment.

There is no traditional monthly bill or fixed due date while the collateral maintains the required coverage. The credit remains subject to interest, costs, and protocol rules.^[1]

Yes. You can reduce or repay the credit in USDC when you choose, under the terms shown by the protocol.

It may. Additional collateral or an increase in the value of your crypto may expand your credit capacity, subject to the protocol’s limits and coverage rules.^[1]

You do. Your Web3 wallet holds the keys, signs operations, and remains the authority for your Smart Account. Allintra cannot move your crypto on its own.

No. Allintra provides the interface and Smart Account, while your Web3 wallet remains the authority. Collateral and credit are accounted for on-chain by the protocol as your Smart Account’s position.

It is an on-chain programmable account with its own address, provided through the Allintra experience and owned by the Web3 wallet you control. The app uses it to organize and present your collateral, debt, and credit position.^[2]

The architecture supports signatures from compatible wallets such as MetaMask, Trust Wallet, and hardware wallets. Actual compatibility by wallet and network will be confirmed in the product.

Yes. Because the structure is non-custodial and on-chain, you can use compatible tools to manage your position directly on the blockchain.

Not necessarily. Those wallets may sign compatible operations without displaying every Smart Account balance or position natively. Confirmed blockchain state remains the source of truth.^[2]

No. Allintra never receives or stores your keys, so it cannot recover a lost phrase or reverse a confirmed blockchain transaction.

Depending on the operation, costs may include credit interest, blockchain gas, conversion fees, protocol costs, and card-related charges. Applicable amounts should be shown before confirmation.^[1]

The app will show only the assets, contracts, and networks that are currently enabled. Availability may change according to security, operational support, and protocol rules.

In one form or another, yes: gas is part of the transaction cost. When you use the Allintra app, a Paymaster advances the gas in the network’s native token while you cover the equivalent cost with another supported cryptoasset. This means you do not need to hold the native token solely to pay gas. If you transact outside the Allintra app, you will need the native token of the blockchain you are using to pay the transaction’s gas.

On-chain transactions may be irreversible. Always check the asset, network, destination address, amount, and costs before signing.

No. A non-custodial structure keeps you in control, but it does not remove market, liquidation, network, stablecoin, protocol, or smart-contract risk.

Access to card features may require identity verification. That process does not create or control your Web3 wallet.

The Allintra app presents your Smart Account, its collateral, debt, and credit position, your card balance, and transactions in one interface. Your Web3 wallet is shown as the authority, and every value remains clearly separated.